The Millionaire Fastlane

The Millionaire Fastlane

Is the financial plan of mediocrity -- a dream-stealing, soul-sucking dogma known as "The Slowlane" your plan for creating wealth? You know how it goes; it sounds a lil something like this:
"Go to school, get a good job, save 10% of your paycheck, buy a used car, cancel the movie channels, quit drinking expensive Starbucks mocha lattes, save and penny-pinch your life away, trust your life-savings to the stock market, and one day, when you are oh, say, 65 years old, you can retire rich."
The mainstream financial gurus have sold you blindly down the river to a great financial gamble: You've been hoodwinked to believe that wealth can be created by recklessly trusting in the uncontrollable and unpredictable markets: the housing market, the stock market, and the job market. This impotent financial gamble dubiously promises wealth in a wheelchair -- sacrifice your adult life for a financial plan that reaps dividends in the twilight of life. Accept the Slowlane as your blueprint for wealth and your financial future will blow carelessly asunder on a sailboat of HOPE: HOPE you can find a job and keep it, HOPE the stock market doesn't tank, HOPE the economy rebounds, HOPE, HOPE, and HOPE. Do you really want HOPE to be the centerpiece for your family's financial plan?
Drive the Slowlane road and you will find your life deteriorate into a miserable exhibition about what you cannot do, versus what you can. For those who don't want a lifetime subscription to "settle-for-less" and a slight chance of elderly riches, there is an alternative; an expressway to extraordinary wealth that can burn a trail to financial independence faster than any road out there.

• Why jobs, 401(k)s, mutual funds, and 40-years of mindless frugality will never make you rich young.
• Why most entrepreneurs fail and how to immediately put the odds in your favor.
• The real law of wealth: Leverage this and wealth has no choice but to be magnetized to you.
• The leading cause of poorness: Change this and you change everything.
• How the rich really get rich - and no, it has nothing to do with a paycheck or a 401K match.
• Why the guru's grand deity - compound interest - is an impotent wealth accelerator.
• Why the guru myth of "do what you love" will most likely keep you poor, not rich.
• And 250+ more poverty busting distinctions...

Demand the Fastlane, an alternative road-to-wealth; one that actually ignites dreams and creates millionaires young, not old. Change lanes and find your explosive wealth accelerator. Hit the Fastlane, crack the code to wealth, and find out how to live rich for a lifetime.

Read more »

Discover The Millionaire Next Door

Discover The Millionaire Next Door

When it comes to wealth some of the biggest misconceptions are that rich people live in big houses, rich people drive fancy cars, rich people take expensive vacations and rich people buy all the best things. In many cases this could not be further from the truth. The fact is that some interesting studies have been done on this topic and point to the exact opposite of the usual assumptions. In the best selling book "the millionaire next door" authors Thomas Stanley and William Danko detail some interesting studies and research they did in preparation for their book.
One of the major points The Millionaire Next Door carrys home is that millionaires do not get rich by spending their money on frivelous purchases. Millionaires get there firstly by consistently saving and then wisely reinvesting 10% to 20% of their income and secondly by absolutely minimizing expenses and staying out of debt. Debt is one of the biggest killers to the promise of financial success, a wise man once said "he that goes a borrowin goes a sorrowin". The fact is that average middle class Americans and Canadians are living beyond their means spending more money than they have and at the end of the day saving little if anything. I know this probably isnt anything new to you, you have probably heard people tell you the same thing many times throughout your life. You need to be reminded!
In our ultra materialistic consumer society its usually the people buying things that get all the attention. The people buying big houses, nice cars or anything else that costs money. Remember there is no such thing as "having more money than you can spend". Certainly there are ultra rich people, people making tens or even hundreds of millions of dollars per year, but even many of these people had to be frugal at one point or another in their lives.
In the United States 80% of all the millionaires are first generation, that means they became millionaires under their own steam. Although almost all of these self made millionaires can be found to be extremely proficient with saving and investing (they couldnt get rich otherwise). They are also generally very enterprising, able to target and exploit income or business opportunities efficiently and effectively. To put it succinctly; self made millionaires are very good at managing their money for maximum return and they are very good at managing their time for maximum results. The simple formula: Work Smart -> Save -> Invest.
Reading the millionaire next door I was suprised to learn that one out of every fifteen households in the USA are millionaire households and the other 14 are no where near that level. Whats even more fascinating is that in the authors research for their book they discovered that many of the people living in rich neighbourhoods are actually not so rich. Mortgaged to the max and debt coming out their ears, they choose fleeting material posessions and flash over security. Conversly as I learned in Millionaire Next Door, many of the richest people in North America live in modest homes, drive volvos or focuses and wear jeans. Smart, simple and cautious.
To be successful you need to be forward thinking and you need to be patient. Dont take the attitude of "whats the point in having it if I cant spend it"- be wiser. Despite all the apparent uncertainty in the world today: war, disease, famine, terrorism, the lesson to be learned is that we as a society move forward, the world will still be here tomorrow. Realize and take seriously the fact that you will very likely live well into your golden years and that 95% of retirees retire into poverty. The direction that things are going economically in western countries there may not be very much social security by the time someone in there 20s today reaches retirement age. In the twenty first century and beyond the government will not be the one to take care of you only 'you' can take care of you.
Realize these facts and make the decision to put security and freedom 'tomorrow' ahead of luxury and pleasure 'today'. I can guarantee you will be far more miserable with the later. Remember: work smart and hard, save 10% to 20% of your income, avoid debt and invest your money for tomorrow. If you follow this simple strategy on even a modest level of income you will be rich in 30 or 40 years, just ask any banker.

Read more »

The Best Investors Of All Time

John Templeton

John Templeton was not only a great investor buy a big time philanthropist as well. He built a billion dollar empire by being one of the first investors to promote diversified mutual funds. Templeton had a knack for being able to select the right stock at the right time. Money magazine named him the greatest stock picker of the past century. His company Franklin Templeton investments still stands today with its wide array of diversified mutual funds.

Carlos Slim

Carlos Slim has surpassed Bill Gates as the richest man in the world with a net worth of nearly $54 billion dollars. Slim has built much of his fortune through shrewd investments in Latin American companies. The bulk of Slim's fortune consists of Mexican telecommunication companies including America Movil SAB. Slim had the foresight to invest heavily in mobile communications in Latin America when few investors were doing so.

Whitney Tilson

Whitney Tilson is the epitome of a value investor. Tilson has made a lot of money for himself and his clients by buying distressed companies selling at extremely low valuations. Over the past two years Tilson has made great calls on BP, General Growth Properties, and Wells Fargo. He gobbled up these companies at bargain prices and has made a sizeable profit for his investors.

Charlie Munger

Most people only know Charlie Munger as Warren Buffett's sidekick. Before Munger joined with Buffett, he ran a very successful investment partnership firm himself that outperformed the Dow by 400%. Munger is also the brains behind Berkshire Hathaway's Wesco Financial subsidiary. His investment philosophy differs somewhat from Buffett's in that he has been known to invest heavily in his best ideas. He may place 30 or 40% of his portfolio in one single investment.

Benjamin Graham

Benjamin Graham is a great example for all of the beginners investing. Graham started his investing career on Wall Street at the age of 20 and was made a partner in a Wall Street firm at the age of 25. He started the Graham Newman partnership at the age of 32 and generated a 17% annual return over the next 30 years. Graham is considered one of the fathers of value investing and one of the pioneers of fundamental analysis. His books, The Intelligent Investor and Security Analysis remain investing classics to this day.

Read more »

Sell eBooks Online To Make Money

Sell eBooks Online To Make Money

You can sell you eBooks online to make money. Obviously, you have to be somewhat creative to do this. Most people have considered writing a book at some time or other. If you can express yourself well, writing a book isn't that difficult. However, finding a book publishing company or a literary agent can be very difficult. It takes a lot of energy, time, hard work, and you will still face rejection. However, these days, there is an easy way to publish your book and make some money while doing so. Many people are already selling their eBooks online and making money from it. These people have made it easier for other people to do the same thing. It seems that all things are possible on the Internet. There are numerous talented writers who never get discovered. The conventional way of getting a book published is very difficult and requires large sacrifices. Because these hardships were too difficult to overcome, many talented writers have never been discovered. However, anybody can make money selling eBooks online. Everybody including couples, singles, students, professionals, fathers and mothers have something to share about their experiences that can encourage or uplift. This is a wonderful opportunity for readers from all over the world to have numerous options for reading eBooks from authors who are making money selling their eBooks online. Readers no longer have to depend on what a conventional publishing company provides as a good book. An eBook is similar to any other book except it doesn't have a cover. Rather than being bought in a book store, eBooks are purchased and downloaded from the Internet. There are several different strategies that should be considered and many different ways to sell eBooks to make money. One way is find an existing website or business that provides services to e writers. These services might include forwarding materials that are bought, accepting payments electronically, and marketing the eBooks. Since marketing on the Internet has become some complex and large, it is probably a good idea to use an agency that promotes many different authors online and work with them by paying this agency commissions for every eBook that is sold. In addition, anybody can post a website and offer their personal journals, poetry, fiction or articles for sale. The writes that decide to do this will have to find a way to accept online payments and then provide the eBook after it has been sold. If you elect to sell your eBooks and make money this way, you will have to do a considerable amount of research to determine how to market your website, and how to handle the payment. Prior to getting into this business, it is also a good idea for you to research the different options and learn how the whole process works. You should also speak to one of the many online authors who are making money selling online eBooks to learn anything that they have to share. You could also set up your own website to not only make money selling your eBooks but also sell the eBooks that others write and charge them a commission. In addition, buying the rights from proven writers might provide you with the ability to sell eBooks in any format, including email campaigns or online auction websites. These eBooks don't have to be works of fiction or inspirational pieces. There is also a large market for tutorials and training manuals. By keeping an open mind you can find a way to sell eBooks inline to make money.

Read more »

 An Easy Way to Make Money With CraigsList

Looking for an easy way to make money online? How about classified ad sites! Its no secret that classified ads sites are great for making money and CL is the best of the best classified ad sites. Craigslist provides an easy way for almost anyone to make money online. Here is one of the easiest ways to make money online using Craigslist:
To make money online with CraigsList for free, you have to look into "For Sale" category. In the "For Sale" category of CraigsList, there is a section called "free stuff". In this section, people give away stuff they don't want, for free. You simply have to go pick them up. Some times people even include pictures of these items.
Register for a free CL account
Go to CraigsList and register for a free account, if you already don't have one. You can register for free and it only takes a few seconds.
Search CL to Find free items
There is a section called "free stuff" in the "For Sale" category of CraigsList. Search that section looking for free items in good shape. Sometimes you have to contact the owner to let them know you are going to pick it up, but in most cases, they will put the item in front of their drive way, which you just have to go there and pick it up.
Clean it up to make it look presentable
It pays off to spend a few minutes to clean it up or whatever it needs to make it look better. For example, if its a desk, put a fresh coat of paint on it. Just make the item look as nice as you can.
Don't forget the pictures!
Ads with pictures usually draw more attention. When people look for stuff to buy on CraigsList or anywhere else for that matter, they tend to click on ads with pictures. People want to see what it looks like. So, spend a few minutes taking a few pictures of the item from different angles.
Its sale time!
Simply log in and list your item in the "for sale" category, under the appropriate section. This is very important, make sure you find and list your item under the right section. For example, if the item is a chair, listed under "furniture".
Make sure to ad a good description of the item or if the item has some history to it, be sure to mention it. Give all the information you can to the audience, You never know what little detail may make someone to buy that item form you. Don't forget to put your phone number or email address, so buyers can get in touch with you.
Master the art
Now that you have done it once, it only gets easier and easier. Go back and repeat this process over and over again. After a while, you will know what items sell easier and faster, and what kinds of items don't. As you do this over and over, you will gain some experience and the process becomes much faster and easier.
The good thing about making money CL using this method is that you dont need any especial skills for it. All you need is a free CraigsList account and willingness to put some time and effort into it. All you have to do is find free items, pick them up and list them for sale. Another good thing is that you do not need any money to make money. You are finding worthy free items and selling them for a profit and whatever you sale them for, all of it is pure profit!

Read more »

Should You Become An Ebay Seller

 Should You Become An Ebay Seller

Are you currently researching to make money online? Should you be, you may have discover eBay. eBay is known as an online auction website. What is nice concerning eBay is that almost anyone can become an craigslist and ebay seller, including you. If you were unsure as to no matter whether you should rely on eBay to make money, you may want to trade a few items that you no longer need and see how the item goes. Should you such as the eBay selling experience, you can continue on. However, should you were not satisfied using the results, you could stop selling on eBay without delay. eBay is flexible to any or all sellers, particularly those just getting involved.

Another reason why you ought to become an eBay seller is because it is possible to do. eBay has a comparatively easy learning curve. When listing an auction or selling a specific thing on eBay, you are given step-by-step instructions how you list your items and obtain your auctions ready to go. It has been said that include those with minimal computer experience will be able to sell on eBay, without problems.

Speaking of the items that you want to sell on auction web sites, you will find that you can sell just about something on eBay, within reason. There are only a few restrictions, which include incorrect content and such. To get a detailed list of banned eBay items, you may wish to visit eBay's help centre. Despite a few constraints, there are a multitude of items that can be in love with eBay. These items include real estate investment, vehicles, clothing, toys, movies, books, gaming consoles, desktops, beauty items, and much more. Whether you are seeking to sell something which you have in your home, something you purchased from a yard sale or maybe a thrift store, or something that can be dropped shipped from an additional company, you should have the ability to do so online using eBay.

The ability to make a profit is another among the numerous reasons as to why you ought to become an eBay seller. What is nice about eBay is that they let you set your individual price for your sales. In fact, if you'd probably rather outright sell your current products, instead of selling them in a very bidding auction, you are able to do so with "Buy That Now, " listings. A chance to set your own rates is one the many reasons why you should check out eBay. To be able to set your own costs increases your chances of to be able to make a profit in eBay.

If you would want to become an eBay owner, and as previously mentioned there are a number of reasons as to why you need to, you will want to register for a free craigslist and ebay account. Although your craigs list account is free, it will cost handful of money to sell objects on eBay. Your eBay selling fees will all be determined by how much you record your items for, together with how much they sell for. Despite having to cover small fees, eBay is over worth your time. The least that you need to do is give it a go. As previously mentioned, if your eBay offering experience doesn't go as well as you had originally hoped for, you can stop to see other online money producing opportunities.

Read more »

Make Money Online Using CashCrate Free

You should never pay to join a survey site as all legitimate sites are free. CashCrate is real and it is one of the best free paid survey sites there is. This is my CashCrate review. (13 years and older for this so it is a great job ideas for teens and it is absolutely free!)
It is easy to sign up to Cash Crate and start making money and they will send you a check just like the one you saw in my video. They have an active forum as well where you can find all the help you should ever need and an simple to understand website that is easy to navigate.

Your First Step
Your first step is to go to your members area were all the surveys and offers will be displayed. You will probably want to start out with all the offers that say "Register for free". First do a sort like I show below to find all the 100% free offers sorted by the highest payout. You are here to make money on Cash Crate so you might as well start from the highest paying offers and go down.Scroll down through the offers to see if there are any that look appealing. You can do any offer, of course, but the easiest by far are the register for free offers. The two offers below should take a total of 2 to 3 minutes to fill out and will get you a quick easy buck. Look for others like these that will only take you a minute or two to do. Please note, you should sign up for a free second email address through Gmail, Yahoo, or Aol so that any followup email you may get from the survey and offer companies does not go to your regular email address. You will probably not get a lot of spam but it is better to be safe.
You should continue to do all these "register for free" offers until you run out of them. Once you do, you can then choose other offers such as the surveys until you reach your $20.00 Cash Crate payment threshold. The surveys take a bit longer and that is why I recommend starting with all the register for free offers. You can get ambitious and sign up for offers that are not free if you like for bigger payouts, but that is absolutely not necessary.
Hint #1: Don't do the ringtone offers because they are not free even though they say they are. All you have to do is enter your cell phone # but your cell phone bill will then be charged a monthly fee. I did this and learned the hard way so unless you really want ring-tones, don't do any of these offers.


Hint #2: You should clear your computer cookies between every offer just to be safe. Some offers are from the same company and sometimes if you already have their cookie on your computer for the first offer you will not get credit for the second offer. This need to clear your computer cookies will apply for all survey sites and not just with CashCrate.
How To Refer Others For More Money
The best way to make money with CashCrate and any other survey site is to refer people. This is 100% optional and you do not need to refer anyone ever to get paid. The first level commission for CashCrate (those who sign up under you) is 25% and the second level pays 10% (those that sign up under the person who signed up under you). This is more that any other survey site pays and what makes CashCrate so wonderful. This is a great way for someone to get started making money online and the best kind of passive income on the Internet.
How would I recommend getting started referring people to Cash Crate? Once you earn your $20.00 you should have a feel for the system and have learned how to do things quicker and make money faster. As you learn tips you can pass them along to others. You might start a blog about surveys or put up a Squidoo lens or write articles. One method you cannot use is to promote CashCrate on Myspace, Facebook, and other similar sites as their terms say that will get you banned. I am now making over $1,000 a month and I highly recommend them as one of the totally honest 100% legitimate survey sites.Sign up and earn 1 dollar free-- http://www.cashcrate.com/3225165
Here is a list of some of the ways people are being creative and making referrals:

1. Post on GPT forums 2. Refer Friends and Family 3. Refer Guild Members/Online Friends 4. Door hang with home made flyers 5. Walk through parking lots putting flyers on cars 6. Make a blog 7. Keep your referal link on your Sig on all forums with a breif explanation 8. Find chat rooms and groups that have the sole purpose of "Easy Money Making" 9. Stick an add in the classifieds 10. Go down to your local college and talk to passerbyers (college kids always need money!) 11. Put a flyer up at work 12. Get a magnetic strip/sticker to put on your car so you advertise while you drive! 13. Post your link at the end of your YouTube videos 14. Seed/Upload your files alot? Stick a .txt in an RAR file with whatever you are uploading with your referal link and instructions 15. Give flyers for local buisnesses to hand out (Go to a food delivery place, see what it will take for them to coupon your flyers, may I suggest chinese?) 16. Send out flyers in a mailing list (http://www.usdatafax.com/ is one site you can get mailing lists) 17. Get a bot/macro to post your link with a simple explanation on any server you may be hosting/running 18. Make A Web Site 19.Tell people thru IM 20. Links Exchange 21 print business cards and include your phone number to enter into business drawings (like you find in a lot of restaurants)

Whatever you do remember it is free to sign up to Cash Crate.  They have a great active forum with lots of help if you need it. This is a great way to make extra money online and get some money coming in. Many people (including me!) make hundreds every month and you can also read about how they do it in the forums. This is one of the many ways to make money you should be doing to add some extra spending money to your budget. It is easy and anybody can do it and CashCrate is the best survey site I know of. If you have any questions about this CashCrate reveiw please let me know in the comment section. Join today and earn 1 dollar free. http://www.cashcrate.com/3225165

Read more »